In January, I declared war on our credit cards. With over $11,000 dollars in credit card debt, I mapped out a basic plan to accomplish the goal of being free of credit cards by 2012. And in the spirit of complete honesty, I’m going to share the nitty gritty details with all of you. (*Names of creditors have been changed to protect the
I have a confession to make. I only made the minimum payments on our credit cards last month. Because I’m hoarding money for fear that the Zombie Apocalypse will come any minute and everyone knows zombies don’t take Discover. I know what you’re thinking… The Zombie Apocalypse is just like The Rapture. All talk, no action. But it’s totally possible given the kind of month I’ve had.
You may remember this little incident… A month later and I’m still without car. But at least we have a rental so Matt’s not hitchhiking to work anymore. However, our insurance claim is still pending because the Department of Revenue apparently operates in dog years.
I will admit its been kinda nice to have the extra time to find a car that I really want. But on the other hand, I just want it to be OVER. And I’m sure you all are tired of hearing about it, too. Lord knows I’m tired of talking about it.
Then once this is over, I can just forget June ever happened. Because I don’t think anything good came out of that month. Unless you count vanilla vodka and root beer.
So that’s why our War on Debt on hold. In case a car comes along that I can’t pass up and we still haven’t received the insurance payoff yet. Or if the zombies come. Then I won’t really need a car. So either way it seemed to make good financial sense.
Next post in the War on Debt series: Recovering