War on Debt: Derailed

In January, I declared war on our credit cards.  With over $11,000 dollars in credit card debt, I mapped out a basic plan to accomplish the goal of being free of credit cards by 2012.  And in the spirit of complete honesty, I’m going to share the nitty gritty details with all of you.  (*Names of creditors have been changed to protect the not-so innocent.)

I have a confession to make.  I only made the minimum payments on our credit cards last month.  Because I’m hoarding money for fear that the Zombie Apocalypse will come any minute and everyone knows zombies don’t take Discover.  I know what you’re thinking…  The Zombie Apocalypse is just like The Rapture.  All talk, no action.  But it’s totally possible given the kind of month I’ve had.

You may remember this little incident…  A month later and I’m still without car.  But at least we have a rental so Matt’s not hitchhiking to work anymore.  However, our insurance claim is still pending because the Department of Revenue apparently operates in dog years. 

I will admit its been kinda nice to have the extra time to find a car that I really want.  But on the other hand, I just want it to be OVER.  And I’m sure you all are tired of hearing about it, too.  Lord knows I’m tired of talking about it.

Then once this is over, I can just forget June ever happened.  Because I don’t think anything good came out of that month.  Unless you count vanilla vodka and root beer.

So that’s why our War on Debt on hold.  In case a car comes along that I can’t pass up and we still haven’t received the insurance payoff yet.  Or if the zombies come.  Then I won’t really need a car.  So either way it seemed to make good financial sense.

Next post in the War on Debt series: Recovering

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10 Responses to War on Debt: Derailed

  1. Kristy says:

    I agree, I think it makes good financial sense. Cause you know if you didn’t have the money then that’s when the deal of the century would come along!
    I’m dying at your Revenue Dept operating in dog years comment!!! :)

    • Jen says:

      Yeah, what a debacle. Apparently, they rejected the title application when we refinanced the car 2 years ago, so they don’t have one on file? I don’t know who dropped the ball, but I’m about to start getting irate on someone. This needs to be over.

  2. annabelle says:

    Talk about burying the lead….Vanilla Vodka and Root Beer? Uh, yes please!

    I’ll be adding that to:

    raspberry vodka and simply lemonade
    Vanilla vodka and starbucks frappuccinos

    God luck on the vehicle hunt!

  3. Holly says:

    LOL! I hope you find a car before the zombie apocalypse!

  4. I hope you find your car and everything works out!

  5. Salvage | says:

    […] post in the War on Debt: Derailed Digg this post Recommend on Facebook Share with Stumblers Share on technorati Tumblr it Tweet […]

  6. […] we are preparing to go on vacation soon, so there’s much to be done.  Not to mention this car thing that we are cutting down to the wire.  Here’s hoping that everything turns out according to […]

  7. […] You may remember that the original plan was to have all of our credit cards paid off by the end of the year.  But over the summer we got derailed by multiple vacations some unexpected expenses. […]